UNIVERSAL LIFE
is a new concept for a changing life. The
fluctuation in income, the growing family,
and the economic and social ups and downs,
always call for a change in your LIFE
programs to suit your changing conditions.
UNIVERSAL LIFE will solve these problems.
- UNIVERSAL LIFE will save you from
additional expenses you ought to pay.
- UNIVERSAL LIFE is the only program
you need for whole life insurance.
- UNIVERSAL LIFE grows with you.
Flexibility of payment:
You can design the amount of payments
that suits the protection you need, and
increase or decrease them at your own
discretion.
Cash withdrawals
You can withdraw from your accumulating
account in the policy at any time after the
first year without interest.
Loans:
Instead of withdrawing from your policy
account to cover an urgent financial need,
you can take a loan from the company within
the limits of your savings in the policy
Profits:
UNIVERSAL LIFE offers you high investment returns
Income Protection:
You can choose the amount of protection you need without buying a new insurance contract.
Pension:
UNIVERSAL LIFE provides you with a pension income for your retirement.
Temporary Unemployment:
Whenever your income stops due to temporary unemployment UNIVERSAL LIFE provides you with income without stopping your insurance protection
TERM LIFE INSURANCE:
Term Life insurance provides you with protection at a very low cost. You can choose the program that suits your protection needs.
Level Term Life:
The amount of protection you have chosen will not change during the whole period of the insurance contract. You can guarantee protection of your family in case of premature death and can choose the period of protection you want (5,10,15,20,25,years).
Decreasing Term Insurance:
provides you with security and peace of mind when you get a loan to buy a car or a house. Jofico will pay the balance of the loan in case of death without subjecting your family to any debts in order to pay for the house you have bought for their comfort
Executive Term Insurance:
protects your capital in any project you
assume.
In case of death JOFICO will settle all your
insured liabilities and the project remains
intact and yields the income you have worked
hard to secure for your family.
DISABILITY INSURANCE COVER:
Disability is a threat to everybody because the disabled person needs an income during his disability and in particular if he is permanently disabled. If this person is supporting a family, he needs an income not only to pay his medical bills but also an income to pay the expenses of his family.
You can add the permanent and Total Disability cover to all life insurances and at an additional low cost in order to secure the living standard of your family.
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