SERVICES

Life & Health
JOFICO LIFE
JOFICO PROVIDES A FLEXIBLE LIFE INSURANCE COVER IN A CHANGING WORLD.

1. UNIVERSAL LIFE
BENEFITS INCLUDE:-

  • FLEXIBILITY OF PAYMENT:
DESIGN THE AMOUNT OF PAYMENTS ACCORDING TO YOUR BUDGET

• CASH WITHDRAWALS:
WITHDRAW CASH FROM YOUR ACCUMULATING ACCOUNT IN THE POLICY.

• LOANS:
TAKE A LOAN FROM THE COMPANY WITHIN THE LIMITS OF YOUR SAVINGS IN THE POLICY

• RETURNS:
GUARANTEED INVESTMENT RETURNS.

• RETIREMENT:
PENSION INCOME FOR YOUR RETIREMENT.

• TEMPORARY UNEMPLOYMENT:
WHENEVER YOUR INCOME STOPS DUE TO TEMPORARY UNEMPLOYMENT


2. TERM LIFE INSURANCE
JOFICO PROVIDES YOU WITH PROTECTION AT A VERY LOW COST.
BENEFITS INCLUDE:-

  • DECREASING TERM INSURANCE:
PROVIDES YOU WITH SECURITY AND PEACE OF MIND WHEN YOU GET A LOAN.

• EXECUTIVE TERM INSURANCE:
EXECUTIVE TERM INSURANCE WILL SETTLE ALL YOUR INSURED LIABILITIES AND THE PROJECT REMAINS INTACT AND YIELDS THE INCOME YOU HAVE WORKED HARD TO SECURE FOR YOUR FAMILY.

• DISABILITY INSURANCE COVER:
YOU CAN ADD THE PERMANENT AND TOTAL DISABILITY COVER TO ALL LIFE INSURANCE POLICIES.



JOFICO HEALTH  
JOFICO’S HEALTH PROGRAMS COVER: 

IN-PATIENT:
  • COST OF ROOM AND BOARD IN HOSPITAL
• HOSPITAL SERVICES
• SURGICAL AND ANESTHETIC CHARGE


OUT-PATIENT:
  • OUTPATIENT TREATMENT/CONSULTATION FEES, DIAGNOSTIC EXPENSES AND COST OF MEDICINE.
• PHYSIOTHERAPY
• DENTAL

JOFICO PROVIDES YOU ALSO WITH INCOME DURING YOUR STAY IN HOSPITAL. THIS PROGRAM GIVES ADDITIONAL DAILY OR WEEKLY INCOME. JOFICO PROVIDES GROUP HEALTH PROGRAMS FOR EMPLOYEES OF COMPANIES, ORGANIZATIONS AND INSTITUTIONS ALONG THE SAME LINES.


PERSONAL ACCIDENT INSURANCE
ACCIDENTS ARE PRONE TO HAPPEN. JOFICO DESIGNED SEVERAL PERSONAL ACCIDENT PROGRAMS TO PROTECT THE INJURED PERSON AND HIS FAMILY THROUGH PROVIDING THE FOLLOWING COVERS:

  • DEATH
• PARTIAL AND TOTAL PERMANENT DISABILITY
• MEDICAL EXPENSES
• WEEKLY INDEMNITY