The risk of poor health must receive high priority because two major problems are encountered if the sickness or injury is severe: the disabled person loses income from work and medical bills must be paid.
JOFICO provides you with a wide range of health programs which will help you to cover your medical expenses according to your financial ability and social status

- Cost of room and board in hospital
- Hospital services
- Surgical and anesthetic charge
- Outpatient treatment/consultation fees, diagnostic expenses and cost of medicine.
- Physiotherapy

JOFICO provides you also with income during your stay in hospital.
This program gives additional daily or weekly income to cover your medical expenses during your stay in any hospital you choose. This income will be paid to you over and above the cover you have chosen of JOFICO’S health programs.
In addition to these health programs which were designed for your individual personal health care. JOFICO provides group health programs for employees of companies, organizations and institutions along the same lines.

Accidents are prone to happen and subject societies to several risks such as financial crisis to the family of the injured person who dies in an accident , or loss of a hand, foot or eye or even paralysis of the injured person who will lose his income and becomes unable to support himself or his family, and has to pay his medical bills.
The Jordan French Insurance Company/JOFICO designed several personal accident programs to protect the injured person and his family through providing the following covers:

- Death
- Partial and Total Permanent Disability
- Medical Expenses
- Weekly Indemnity

Death : In case the injured person dies as a result of an accident JOFICO will pay to his beneficiaries the amount of protection he has chosen in case of death, (20000)or (50000)or (100000) dinars or more.

In case the injured person loses a hand, a foot, an eye or any other organ due to accident, JOFICO will compensate him according to a scale of disabilities attached to his personal accident policy such as 20%, 50%, etc…of the sum assured he has chosen. However, in case the accident resulted in total and permanent disability the whole sum assured will be paid.

In case the injured person incurs medical expenses for treatment JOFICO will cover these expenses up to the ceiling mentioned in the personal accident policy such as (500) or (1000)or (5000) dinars or even more.

In case the injured person is prevented from working due to an accident JOFICO will pay the amount of indemnity mentioned in the personal accident policy for the whole period of the temporary disability.